Property and Casualty Insurance


The Essex Agency, Inc. founded in 1972 is a full service, Property and Casualty Insurance Agency.

Principal owners David Holton, CIC and John Handy, CIC are committed to surrounding themselves with the best staff and representing only quality, trustworthy and competitive insurance companies.

Customer service, fair and competitive pricing are a hallmark at The Essex Agency. Whether it is personal auto insurance, homeowner’s insurance or any of today’s fun “toys” (boats, snowmobiles, motorcycles, etc) the personal lines staff will always be there to guide you and make sure that your coverages are correct and you get the attention that you deserve. The vast knowledge and understanding of the complex business insurance needs of the commercial lines department makes the Essex Agency your closest ally in a competitive business environment.

Says David Holton, “Our people are our difference. I’ll stack our staff up against any agency, anywhere.” Adds John Handy, “But we know we have to always have our pencil sharp or we may never get the chance to show them how good we are.”

Thanks for visiting our website. Come in and meet the agents and staff and see what we can do for you.


“The people at the Essex Agency are very effective at promoting and maintaining the important relationship that we have with our bonding company, F&D of Maryland. As a family-owned business, this was critical in allowing for a smooth transition of ownership from an established first generation owner to the less heeled younger generation. With the support of the Essex Agency, our bonding coverage was continuous and complete. Essex Agency has helped us to be a more successful and competitive contractor.”

Kenny Pidgeon, Engineers Construction, Inc., AC Paving Corporation, ECI Directional Drilling, Inc., ECI Rail Constructors, Inc.