The Essex Agency is your local Vermont Insurance Agency, representing local and national home insurance companies.

Home, renters, and condominium insurance.

While you may not think about it all that often, everything you work for or towards is in your home, condo, or apartment. To lose some, or all of it, would be devastating. Vermont is known for its stunning landscapes and picturesque countryside, but it’s also susceptible to extreme weather from time to time, such as severe storms, flooding, and harsh winters. And wherever we live, we know that we’re not immune to unexpected events, such as fires, thefts, and accidents, that can cause damage to our possessions or property. That’s why home insurance is vital for Vermont homeowners’ financial security and peace of mind. Whether you live in Burlington, Essex, Colchester, Montpelier, or a more rural area, your home is one of your most valuable assets, and safeguarding it with the right insurance policy is paramount. The Essex Agency is a Vermont Insurance Agency that has been insuring homes since 1972, and we understand the specific risks that Vermonters face.

The benefits of a local Vermont independent insurance company.

Let The Essex Agency take care of your home insurance shopping! We will research over a dozen top-rated insurance companies to find the best combination of coverage and premium available. There’s no one-size-fits-all with insurance. Let us put our experience to work by evaluating your liabilities and assets to create a custom home insurance policy that fits your home and lifestyle in Burlington, Vermont, to ensure you are fully covered. We search to get the coverage you need at the best price available. You can rest assured that if you have any queries or need to make a claim, our local representatives are just a phone call or office visit away.

Important home insurance coverage definitions:

  • Dwelling
    • This coverage pays for the reconstruction or repairs to your home. Our trained staff will help you determine the appropriate limit to cover your house, condo, or rental property.
  • Personal Property
    • This coverage includes loss to your household items such as furniture, clothes, and electronics. Unique and high-value items like jewelry, firearms, and antiques may require specific coverage.
  • Personal Liability
    • Liability pays the damages and injuries you cause to others due to your actions or negligence. Higher limits are available through Personal Umbrella Policies.
  • Other Structures
    • This coverage includes buildings detached from the house, such as garages, sheds, and fences.
  • Loss of Use
    • While your home undergoes repairs due to a covered loss, this coverage will provide you with temporary accommodations.

How do you prefer to communicate with us?

To speak with a local licensed insurance representative, submit your basic contact info through the form below or call our office at 802-878-5334

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The Essex Agency provides Home Insurance coverage to our local community of Chittenden County Vermont as well as customers across the State of Vermont.